Mini-Bayad Center Guide


About the Mini-Bayad Center Business:

  • Just like in the eLoading business - you don't have to configure anything, the Bayad Center feature is already set-up in the system.

  • You can collect payments for >> utilities (power & water), credit cards bills, Meralco, internet broadband, cable channel provider, SSS contributions, Home Credit loan, insurance, tuition fees, and telecom bills (see complete list at the end of this post).

  • Your Coins.Ph account must have funds before you can process payments (learn how to fund your account here).

  • So basically it works like this >> you receive payment (+ service fee), process the bill via Coins.Ph, and get a rebate.

  • You earn PhP5.00 rebate for every bill that you process.  This PhP5.00 rebate is instantly credited back to your account after completing the payment process.

  • You have the option to collect additional PhP5.00 service fee like some Bayad centers do.

  • You earn PhP100.00 for every 5 *unique bills that you process.

If you're using a tablet, phablet or phone - better download the CoinsPh app first for a better user interface.

Click the app for your device - app is free to download:

For Android Devices

For Apple Devices


Step 1. Receive the payment and bill statement from your customer (check if the bill is included in the list of Coins.Ph's acceptable bills found at the end of this post). 

Step 2. Login to your CoinsPh account and click on the "Pay Bills" icon.

Step 3. Select the "Bill Type" and "Company Name".  Enter the (1) Subscriber ID or Reference No., (2) Subscriber Name, (3) Due Date, and (4) Exact Amount to be paid then click the "Pay Bill" button. 

(See list of Bill Types & Companies at the end of post.)

Step 4. Confirm the bill payment >> choose which wallet you're going to use (Peso or BTC wallet) then click the "Pay" button.  

That's it! 
You just process a bill. :) 

Important: It may take up to 3 days for Coins.Ph to complete the payment with the companies.

Also a rebate of PhP5.00 will be credited back to your account. Pay 4 more *unique bills and you get a bonus of PhP100.00 in your account.

*A bill is considered unique if the billing account number has not been previously paid for using in the current calendar month. Users who pay at least five unique bills per week (Monday to Sunday), of at least 100 PHP per bill, will earn a 100 PHP rebate for every five unique bills paid, to be credited to their PHP wallet on Wednesday the following week.

List of Acceptable Bill Types and Companies:

(As of February 18, 2017)

1. Utilities (Power & Water) 

Cotabato Light (CLPC)
Davao Light
Iloilo Electric Cooperative Inc (ILECO 1)
Laguna Water
Manila Water
Maynilad Water Services Inc.
Subic Water

2. Credit Card Bills

Asia United Bank
Allied Bank
BDO American Express
China Trust
EastWest Bank
Optimum Bank
PS Bank
RCBC Bankard
Security Bank Diners Club
Security Bank Mastercard
Standard Chartered Visa/Mastercard
Tiaong Rural Bank
Unionbank Visa/Mastercard

3. Bayad Center


4. Broadband

Bayan Broadband
Globe Broadband
Home Bro Ultera
Smart Broadband

5. Cable Channel Provider

Cignal TV
Destiny Cable Inc.
Met Cable
My Destiny
Northstar Cable
Pilipino Cable
Sky Cable
Verdant Cable

6. SSS Contributions

Farmers and Fisherman
Salary Loan
Voluntary Member

7. Home Credit

Home Credit Loan

8. Insurance

AXA Life
Ayala Life
Fortune Care
Fortune Life
Paramount Life
Philam Life
Pioneer Life
Prudential Life
Pru Life UK
Sun Life of Canada (Phils.) Inc.

9. Tuition Fee

La Salle Greenhills
Miriam College
University of San Juan - Recoletos

10. Telecom

ABS-CBN Mobile
Digitel Communications
Globe Telecom
Smart Communications Inc.
Sun Broadband (Postpaid)
Sun Cellular (Postpaid)

Go to E-Loading Business Guide

Go to Remittance Center Guide

Don't have a CoinsPh wallet-account yet?

Visit this link to learn how to get one & receive a welcome bonus in your account.